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              Student Loans & Refinancing

              Get the help you need to pay for your education.

              Student Loans to Fit Your Life — and Budget

              3 Reasons to Choose Citizens Bank

               

              • Easy - One approval for multiple years

                Easy

                Multi-year approval*

                Apply once — with one application — and get the money you need every year, quickly and easily.

              • Flexible - Payments on your schedule

                Flexible

                Payments on your schedule

                Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.

              • Affordable - Competitive rates and fees

                Affordable

                Competitive rates and fees

                Reduce your competitive rates by 0.50%1 with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.

              Questions? Ask a Citizen.

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